Convener

*Gordon Lindhurst (Lothian) (Con)

Deputy convener

*John Mason (Glasgow Shettleston) (SNP)

Committee members

*Jackie Baillie (Dumbarton) (Lab)

*Colin Beattie (Midlothian North and Musselburgh) (SNP)

*Angela Constance (Almond Valley) (SNP)

*Jamie Halcro Johnston (Highlands and Islands) (Con)

*Dean Lockhart (Mid Scotland and Fife) (Con)

*Gordon MacDonald (Edinburgh Pentlands) (SNP)

*Andy Wightman (Lothian) (Green)

Committee substitutes

Willie Coffey (Kilmarnock and Irvine Valley) (SNP)

Tom Mason (North East Scotland) (Con)

Pauline McNeill (Glasgow) (Lab)

Mark Ruskell (Mid Scotland and Fife) (Green)

The following also participated:

Sharon Bell (StepChange Debt Charity)

Mike Holmyard (Citizens Advice Scotland)

Karen Hurst (Association of British Credit Unions)

Angela Kazmierczak (Aberdeen City Council)

Yvonne MacDermid (Money Advice Scotland)

Alan McIntosh (Inverclyde Council)

David Menzies (Institute of Chartered Accountants of Scotland)

Dermot O’Neill (Scottish League of Credit Unions)

Clerk to the committee

Alison Walker