Convener

*Murdo Fraser (Mid Scotland and Fife) (Con)

Deputy convener

*Dennis Robertson (Aberdeenshire West) (SNP)

Committee members

*Marco Biagi (Edinburgh Central) (SNP)

*Chic Brodie (South Scotland) (SNP)

*Alison Johnstone (Lothian) (Green)

*Mike MacKenzie (Highlands and Islands) (SNP)

*Hanzala Malik (Glasgow) (Lab)

*Mark McDonald (Aberdeen Donside) (SNP)

*Margaret McDougall (West Scotland) (Lab)

The following also participated:

Sharon Bell (StepChange Debt Charity Scotland)

Keith Dryburgh (Citizens Advice Scotland)

Rachel Grant (Law Society of Scotland)

Russell Hamblin-Boone (Consumer Finance Association)

Yvonne MacDermid OBE (Money Advice Scotland)

Euan McPherson (Lloyds Banking Group)

Clerk to the committee

Stephen Imrie