Overall membership of the four sub-groups was appointed by each of the sub-group Chairs and is provided below: Product Design Shona Struthers, Chair Colleges Scotland Dr John Kemp Scottish Funding Council (SFC) Lorna Caldwell Student Awards Agency Scotland (SAAS) Angela Cox Borders College Gillian Plunkett City of Glasgow College Erin McAuley Scottish Youth Parliament and current student Alastair Sim Universities Scotland Russell Gunson IPPR Scotland Annag MacLean Headteacher David Wallace Student Loans Company Maggie Wightman Student Loans Company Ann Gordon University of Dundee/National Association of Student Money Advisers (NASMA) Chris Greenshields UNISON Graeme Forrester UNISON Angela Toal CPAG Scotland Philip Whyte NUS Scotland (until June 2017) Vonnie Sandlan NUS Scotland (until June 2017) Fergus Boden NUS Scotland (from June 2017) IAG and Financial Literacy Yvonne MacDermid, Chair (from March...