Good morning and welcome to the 27th meeting in 2015 of the Finance Committee of the Scottish Parliament. I remind everyone present to turn off any electronic devices, please.
I have received apologies from Jackie Baillie, and Gavin Brown will arrive a bit late.
Our first item of business is to decide whether to take items 5, 6 and 7 in private. Do members agree to do so?
Members indicated agreement.
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