Good morning and welcome to the fifth meeting in 2015 of the Scottish Parliament’s Finance Committee.
I am pleased to say that the meeting is being translated for users of British Sign Language, and I welcome our BSL interpreters, Shaurna Dickson and Paul Belmonte. Before we start our formal proceedings, I remind everyone to help our BSL interpreters by speaking clearly and not too quickly—which should apply to me too, I suppose—and by keeping questions short and concise and allowing a short pause after the previous speaker has finished.
I remind everyone present to turn off any mobile phones, tablets and other electronic devices.
We have received apologies from Gavin Brown, who is unwell.
Our first item of business is to decide whether to take item 9 in private. Are members agreed?
Members indicated agreement.
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