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The great majority of high street lenders bend over backwards to assist people. Nevertheless, within those organisations there is the institutional rigidity that Robert Brown mentioned.
End-year flexibility is a huge improvement on what existed before. Ideally, three-year spending programmes should be considered as three-year programmes.
No member having asked to speak against the motion, the question is, that motion S2M-4041, in the name of Margaret Curran, on behalf of the Parliamentary Bureau, setting out a business programme, be agreed to. Motion agreed to.
We have invested £12 million a year in the active schools programme. More than 600 active schools co-ordinators are now in post and we are moving forward rapidly on that.