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Nowadays, the practice is for solicitors to get those outlays up front and get the money in the bank in case the party concerned is unable to sell the house and the solicitor is landed with a bill for which no money is paid.
There are 22 full-time wardens and there are relief wardens to cover days off and holidays. All the people who provide cover for holidays, overnight and weekends will lose their jobs.
If we were to ask that question now, the answer would often be that it is because the plan is out of date and no longer makes sense. However, plans will be kept up to date if the new system works as it should do.
During the second half of the 1980s and the 1990s, entrepreneurial behaviour in two or three key sectors of the Royal Bank of Scotland made a major difference.