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As Don Giles has said, the moderation section may be doing some number crunching and we may not need the full complement of moderators that we have on our books.You asked about the visiting examiners for modern languages.
There will always be some cases at the margins where that may or may not be the case but, broadly speaking, across the sector, it is true that lenders are satisfied.
At the moment, the matter is open to interpretation. Some local authorities may enforce licensing and others may not, on the basis of that legal evidence.
However, the demand that we have placed on local authorities by implementing a new policy comes from self-funders, who may be in a care home or may have care packages at home.