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The people who were in the system prior to that date require to be supported under section 12 of the Social Work (Scotland) Act 1968 and the relevant provisions of the Children (Scotland) Act 1995.
In response to Tavish Scott's assertion that, according to some Royal Bank of Scotland league tables, we are improving, I say that Scotland comes 11th out of 12 UK regions in the Royal Bank of Scotland's purchasing managers report.
Why, for example, should a Muslim supermarket that serves a Muslim community be required to observe a Christian holiday? New year's day is not a Christian holiday; it is a Scottish festival and a recognised holiday.
I take Mrs Dekker's point that staff shortages, staff illnesses or staff holidays should not be an issue. Mrs Dekker also said that there were 85 FAIs in Scotland in 2004.
If we were to ask that question now, the answer would often be that it is because the plan is out of date and no longer makes sense. However, plans will be kept up to date if the new system works as it should do.
I was using bank finance as shorthand for private sector capital, because bank finance tends to be used predominantly in that area, although sometimes bonds are used.