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Investment in care encourages job creation and provides economic stimulus, and I would hope that investment in building care facilities, for example, would be eligible for funding from—and an attractive proposition for—the Scottish National Investment Bank and other funding streams. We need to think differently about that.
We have easy kerbside recycling—people no longer have to get into a car and take things to a big bank in a supermarket car park. Because it is easy and noticeable—people put out a box or whatever in front of their house—it has changed social norms.
It turned out that the agency in London that had mapped the locations of bank branches had used a map that had Shetland in the Moray Firth, which totally threw the model.
The building has lain abandoned for the past six years and was repossessed by the bank after its American owners failed to develop it or even keep it wind and watertight.
On the information on loans, I would have thought that it would be best to ask those who are lending the money—that is, the European Investment Bank. The lack of access to the European Investment Bank will be a considerable problem for Scotland.
Our removing the shackles of more than 60 ring-fenced funds will allow local authorities to tackle local priorities more effectively—without 60 little piggy banks to administer, to do bookkeeping for, to make journal entries for and to account for.
It was done for fast-tracking to ensure that people got the highest rate of award and that there were no reviews, and that payment could be backdated up to 26 weeks from the application date, in order to get as much money into people’s pockets as quickly as possible, in a non-stigmatising way, to support them with their life.
When we started up and tried to set up bank accounts, a few of us had to try to explain what our legal status was and what that meant for holding a bank account.