Kate Forbes MSP, Deputy First Minister and Cabinet Secretary for Economy and Gaelic (DFM), responded to the presentation with the following remarks: • She would like to take away the feedback and respond in writing. • There is a compelling case for change. • The link between high-profile insolvencies and workforce well-being is a critical concern. • The threshold for Project Bank Accounts is optimal, and there is no apparent barrier to their use below the current threshold, though she was unaware if this was being implemented.