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That person has very relevant experience and I hope to contact them to pick their brains. If necessary, I shall follow up the matter with the parliamentary authorities at Westminster.
In general, the position in law is that what is illegal "offline" is also illegal "online". Those who commit, or attempt to commit, crimes online are therefore liable to prosecution.
The problems might go back to the cultural change that happened when benefits were shifted to elderly people to allow them to buy in services. Now, we have developed a culture in which pensioners save the money rather than buy in the services.
We certainly do not say that there should be no right to buy, but we want to explain to the committee that any financial bids that our members made would have to take account of the right to buy.