The Accountant in Bankruptcy & Agency Chief Executive 1 Pennyburn Road �COUNTANT Kilwinning IN BANKRUPTCY KA13 6SA �....._ SCOTLAND'S INSOLVENCY SERVICE Greg Black Clerk Delegated Powers & Law Reform Committee The Scottish Parliament Date 14 June 2023 Edinburgh EH99 1SP Dear Greg Bankruptcy and Diligence (Scotland) Bill I refer to your letter of 7 June to Helen Webster, Head of Cabinet, Parliament and Governance Division within the Scottish Government, in which you drew attention to the comments of the Delegated Powers and Law Reform Committee in relation to the above Bill and specifically Section 1 (1 ): Moratorium on debt recovery action: debtors who have a mental illness.