Scottish Parliament Social Justice and Social Security Committee Low Income and Debt Inquiry Submission by Alan McIntosh Date Received: 25 May 2022 I would like to make an additional, but brief submission to the Committee in relation to Bank Account Arrestments. th th I note in the Committee’s Spice Briefing for the 17 Meeting of 2022 (26 May 2022) on page 7 (paragraph 3) it states in relation to Bank Account Arrestment: “… Note that banks, which currently have to administer bank arrestments without being entitled to a fee, are likely to be resistant to changes which make the process more complicated” Although it is entirely correct that the Banks under the Debtors (Scotland) Act 1987 have no legislative power to charge a fee, they do routinely charge a £25 fee, often described as a “Court Fee”.