To ask the Scottish Executive what information it has how many households in rural Scotland do not have a bank account. There are estimated to be 20,000households in rural Scotland that do not have a bank account in 2004-05.Bank accounts are defined asthose that accept Automatic Credit Transfers (ACT), which are defined as Basic BankAccounts, Current accounts, Post Office accounts, or savings accounts with any otherbank or building society.The estimates are based on theDepartment for Work and Pensions’ Family Resources Survey.