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That process should have come to a conclusion when we left the European Union, but a number of dates have come and gone and we still have not left the European Union.
They also have a risk of longevity; they do not know when they are going to die, so they always feel that they need to keep back some money so that they do not run out of their lump sum before their actual date of death rather than predicted date of death.
Are members content to consider our work programme in private on that date? Members indicated agreement. We plan to hear from the Minister for Childcare and Early Years on 29 March.
Under normal circumstances, when companies deal with the more unusual countries, they can ask for letters of credit that they can take to the banks, and have the banks fund them in some way.
For example, child benefit is paid automatically by the Estonian Government and people get a text to tell them that the payment is in their bank account. Imagine having such a system here—that would be wonderful.