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People are having to deal with very complex mental health difficulties, very complex drug and alcohol difficulties or very complex issues of poverty, such as having to go to food banks or being in the throes of austerity.
There is no magic formula. Even the biggest banks got into financial difficulty. It was not bankruptcy but, frankly, it might not have been too far from practical insolvency.
I believe that that is important because, at the end of the day, all that the claimants care about is that the money is in their bank account. We can talk about everything else, but to me that is probably one of the most important issues.
Would that be what I understand as a prepayment of a future liability, in which a payment is made into a bank account to protect it from being used for other things?
That, again, contrasts with the United States, where the attitude would be that the person has achieved up to that point, can put that in the bank and can bring it back at some other point.
In response, the SPSO built its own bank of independent Scotland-based professional advisers and now has 20 internal advisers and 37 external advisers.
This side of Christmas, payments to cover any school holidays between now and the end of the school year will go into the bank accounts of eligible families in a single lump-sum payment.
Questions and Answers
Date answered:
5 September 2016
Major capital projects usually span more than one financial year, therefore the expected completion date is noted below. It should also be noted that the completion date is an estimate which may be subject to change.