In both the private and public sectors, people are having to take tough decisions day in, day out on where best to apply reducing resources in order to ensure that their businesses can remain trading or that they can continue to deliver their high-value public services.We can see that there are difficulties in the world economy, including the continuing problems in the eurozone, the problems that the re-elected President Obama is facing with the fiscal cliff and the problems that have emerged this week in the world’s third biggest economy, Japan, which is slipping deeper into recession...