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I echo that point. The Consumer Credit Act 2006 lays down clearly the laws and rules concerning the lending of money and the penalties involved for those who do not abide by the law, but it is important to give people an alternative—for example, through a credit union—so that they are not attracted to loan sharks.
Across Europe, foams are estimated to account for 16 times the amount of CFCs and 3.5 times the amount of hydrochlorofluorocarbons accounted for by refrigerators, so there is clearly a major problem.
The committee needs to understand that from Dr Burns’s account of why this is important. I might come back to the wider issue of other staff in a minute.
Members will be glad to know that Scottish Enterprise account-managed businesses increased turnover by £379 million in 2009, and Highlands and Islands Enterprise account-managed businesses are expected to generate an additional £75 million for the economy in the next three years.
If the Scottish Government cannot protect us from Tory cuts, does the minister at least understand and take account of the cuts’ disproportionate impact on communities such as Inverclyde?
If we are agreed, we should also pay tribute to the tenacity and dedication of the petitioners in raising awareness of convicted murderers selling accounts of their crimes to gain financial profit.