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The idea that the contours or conventions of any referenda are designed by people who are not entirely accountable to them can seem rather abstract to voters.
We are on a journey towards greater trust and confidence in the work that we do and a greater sense of transparency and accountability so that it can stand up to scrutiny.
From the claimant’s perspective of the cash that they have available every week, more factors need to be taken into account than just the taper rate of universal credit.
The amendments have made the status of both the principles and the charter clearer, in that they can be taken into account by a court or tribunal. They still leave considerable scope for how that will work out in practice.
I have urged RBS to take that into account, because I do not believe that it has been taken into account sufficiently to date—I refer not least to the difficulties in accessing a reliable wi-fi or 4G service in large parts of both rural and urban Scotland.