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The fulfilment cashflows consist of the present value of future cash flows calculated using best estimate assumptions with an explicit risk adjustment for non-financial risk.
Recently, a friend who was up from London said to me that he got his kids out of bed and said, “This is the best football match I’ve ever watched—you need to get up and watch it.”
We welcome the Scottish Government’s investment in increased debt advice provision for those who are in council tax arrears, as well as its development of resources to support best-practice principles for council tax collection.