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We certainly do not say that there should be no right to buy, but we want to explain to the committee that any financial bids that our members made would have to take account of the right to buy.
CAS noted that FCA regulation doesn’t currently cover credit unions, factor fees or buy now, pay later credit products (such as Klarna).iWritten submission.
That paper does not mention LGBT issues at all, which is a pity, because SPICe is usually good about using the wide definition of equal opportunities contained in the Scotland Act 1998.
Community Right to Buy (Forms) (Scotland) Regulations 2004 (SSI 2004/233) The committee might consider drawing the attention of the lead committee and the Parliament to the instrument on the ground that its form could be clearer.
Crofting Community Right to Buy (Grant Towards Compensation Liability) (Scotland) Regulations 2004 (SSI 2004/225) Our legal advisers have crystallised all their comments into three main areas.
I will try to identify common themes and will go through those that I have highlighted on the sheet. First, the committees draw attention, as we would expect, to the several errors or imprecisions in the figures.
If we concentrate on those three separate groupings, rather than work from the brief sheet of questionnaire responses that we have been given, we will have an opportunity to pick out some of the more important factors.
CalMac has no control over other costs on its balance sheet, such as fuel costs. The final matter on which I want you to comment is costs to the taxpayer, which you touched on earlier.