Columns 3 to 10 of the table summarise data captured in the annual Local Financial Returns to the Scottish Government between 2017-18 and 2022-23 to reflect both the year-on-year and average increase or decrease in loans fund advances and repayments between 2018-19 and 2022-23 as follows: Column 3: increase or decrease in loans fund advances (capital financing requirement) between 2018-19 and 2022-23.