As Mr McAllion may know, the Executive will conduct a review of the wider principles of diligence in the legal system of Scotland; it may address some of the points that he made.The other point that I make to Mr McAllion is that, notwithstanding whatever conclusion the working group may reach—I do not want to prejudge that—having seen Christine Grahame and Mr Sheridan leave the group, a number of other organisations and individuals remain within the group, including Money Advice Scotland, Citizens Advice Scotland, the Institute of Credit Management, the Convention of Scottish Local Authorities and a leading and respected independent academic.