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The Student Awards Agency for Scotland has shown that the graduate endowment fee is often paid off through loans, so graduates require an extra loan to pay off their debts. Removing the graduate endowment fee will therefore remove the need for the vast majority of graduates to take out another loan.
Clearly, people have workforce concerns but, equally, some of those can be addressed only through funding if the issue is extra staff. How would you approach that issue?
The Fire Brigades Union has commissioned an independent report into the long-term effect of the proposals, and has found that a typical firefighter will be expected to cough up more than £26,000 extra in pension contributions in their life.