Subordinate legislation: The Committee will take evidence on the Common Financial Tool (Scotland) Regulations 2018 [draft]from— David Hilferty, Deputy Chief Executive, Money Advice Scotland; Eileen Maclean, National Council Member for R3 in Scotland, R3 Scottish Technical Committee; David Menzies, Director of Practice, ICAS; Craig Simmons, Sector Co-ordination Manager, Money Advice Service. 4.