The SPCB has no plans to establish a credit union for members and staff of the Scottish Parliament.There are no plans to establish a credit union using the members and staffs own money and we are not aware of any approaches, either from members or staff, for us to do so.Apart from advances to assist with season ticket purchase, it would be an inappropriate use of public funds to extend short term, or long term, loans to staff or members, at an advantageous rate.