The Scottish Water submission in annex C shows that, for the most recent available accounts, for the year ending 31 March 2003, of the £969 million total funding that was available to Scottish Water, no less than £895 million was funded from the customer and only £51 million was funded from borrowing; other charges included working capital of £23 million.We know that, in essence, Scottish Water is funded from two sources: borrowing and the customer.