Financial Memorandum Resource 2018-19 2019-20 2020-21 Total cost estimates in 2019 – adjusted (part year) £m £m £m to actual launch date £m SG programme to deliver the Bank 4.0 15.0 2.7 21.7 Set up costs (eg IT, recruitment) - - 5.0 5.0 Total 4.0 15.0 7.7 26.7 The actual spend over the same period was £18.4 million, see below table: 2017- 2018- 2019- 2020-...