These Regulations may be cited as the Debt Recovery (Mental Health Moratorium) (Scotland) Regulations 2024 and come into force on [INSERT DATE]. Interpretation 2. In these Regulations— “AiB” has the meaning given in section 228 of the 2016 Act, “money adviser” means a person approved by AiB who meets the conditions set out in section 4(2) of the 2016 Act, [“community psychiatric nurse” means [ ],] “creditor by assignation” means any person who, by assignation or operation of law, before or after the date of the application for a mental health moratorium has assumed or has the right to exercise the rights and duties of the creditor (or to whom the right to claim the whole or any part of a debt has passed), (a) TBC.