Restructuring is required and a properly funded decommissioning scheme is the only way to achieve that.An immediate benefit of announcing such a policy would be to reassure the banks. In defence of the Royal Bank of Scotland—which has, perhaps undeservedly, experienced a hard time in the past couple of days—I should say that fishermen recognise that many banks have shown their commitment to the fishing industry by extending the period of repayment on the massive loans that are the norm for Scottish fishermen.I also urge the minister to address seriously a question that will not go away: who speaks for Scotland?