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Of course, the company serves markets in the UK and beyond and, with other companies such as the Royal Bank of Scotland and HBOS, has proven that that can be done effectively and with considerable success from a Scottish base.
In that regard, will the minister consider promoting the uptake of basic bank accounts and look to spread the model of the Wester Hailes community banking agreement throughout communities in Scotland?
In essence, the regulations provide for a register of allowances and an allocation to each local authority. They allow local authorities to bank, borrow or trade their allowances to meet their targets flexibly—trading will be introduced in 2008.
A number of respondents asked for a little more time because the report came out during the holiday period. We have agreed that there should be more time to get the responses in, so we have not received and analysed all the responses yet.
We see no point in money that was meant for a charitable purpose simply lying in a bank account because the purpose for which it was intended is no longer relevant.
Because of the storms of 10 days ago, sand had been blown against the harbour wall at Embo creating a bank the length of the pier that rose to within a foot of the top of the wall.
They said that there is a growing perception—and I say perception, right or wrong—that Scottish green belts are being treated as land banks, rather than as protection for the environment.