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The first question relates to paragraph 26 of the CML Scotland submission. You raise a number of points about lenders and ask whether the single survey will meet all current demands on lenders.
My first response is to share with you that I find the way in which finance officials and others present the matter, with six budget figures, to be slightly baffling.
In those circumstances, I will use the powers that I have under standing orders and section 26 of the Scotland Act 1998 to require witnesses to give evidence under oath.
If someone is released under a certain type of licence, they need to know that they cannot walk off the building site, as there will be consequences to that.
Will you clarify what you mean for the Official Report? I know that your report says more about the matter, but I hate to think that we are moving towards a top-down, written-guidance type of approach.