Barrhead—and, indeed, East Renfrewshire more generally—had been without a credit union for a number of years, since Pioneer Credit Union left the town, and we were able, in partnership with Pollok Credit Union, to bring a credit union presence to the main street for the first time in several years.Of course, what a credit union does is allow people in a community to save, and it then pools those savings to guarantee loans and investments for its members.