For those in the second income quintile the proportion was 36% and for those in the middle of the income distribution 8 it was 26%. A survey of 1,012 private renters in Scotland in 2021 similarly reported that 30% said it was difficult to afford their rent, rising to 41% of low-income renters and 44% for those in 9 receipt of Universal Credit or Housing Benefit. • The most recent Scottish Housing Conditions Survey found that 41% of social housing stock failed the Scottish Housing Quality Standard, with energy efficiency issues being the biggest driver.