FTB Scheme Sales Avg Property Total SG Spend Remote & Rural Price Purchase Help to Buy 19,010 £176,900 £595m 23% First Home Fund 11,830 £161,000 £261m 23% Further analysis undertaken by the Scottish Government to evaluate the impact of both HTB and FHF showed that: • Significant portions of FTBs could not own their own home without the schemes o 28.2% of purchasers using FHF, and 31% using HTB stated they would have been unable to purchase their first home, which could meet their needs • No wider negative impacts on housing market: o Wider housing market evidence suggested that the FHF and HTB did not put upward pressure on first time buyer prices • They are cost effective investments for Government: o An analysis of sales return information undertaken by the Scottish Government for Help to Buy transactions 2013 – 2020 shows that 13% (2,190/17,250) properties purchased through the scheme had either been sold or the purchaser had increased their equity stake to 100%.