It is surely a no-brainer financially to see housing debt wiped out by the Treasury, and at a time of pressure on public expenditure—which the Cabinet Secretary for Finance and Sustainable Growth spoke about yesterday—most people in Scotland would expect their Government to pursue that with every effort.I move amendment S3M-3427.1, to insert at end:"; welcomes the second-stage stock transfer to local housing associations in Glasgow; notes that housing stock transfer in Scotland would achieve £2 billion of debt write-off from HM Treasury, and therefore urges the Scottish Government to engage proactively with the 26 local authorities yet to transfer their stock with a view to effecting stock transfers to community-based housing associations and facilitating further investment in affordable housing in Scotland."