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Therefore, we will find that insurers will be able to provide comparatively cheap insurance for the proportion of the population that is not significantly at risk.
The final paragraph of the first page states:"Advocates of the Bill argue that UK workers compare unfavourably to their EU counterparts in terms of holiday entitlement."
It is possible that, when the revenue commissioners carry out an audit, they will compare the consumption of the bags with the remittances through the system and will come up with any underpayments, giving a small allowance for wastage and so on.