However, £80 million is being spent this year in rural areas across Scotland on new, affordable housing, and that compares favourably with the fact that only £41 million was being spent on that at the start of this Parliament.The third point, as George Lyon knows, concerns the potential in Argyll and Bute for a community ownership programme. Again, that is a decision that tenants would take. If they decided to go ahead, it would mean £55 million extra investment in social housing.