The following discussion was prompted by Carol’s presentation: • Tess White noted that MSPs can do payroll deduction through parliament – it’s important to lead by example • John McClay commented that consortium for the shared staff member, was mainly for raising awareness of payroll, but the credit unions then need to do the groundwork to get the companies on board. • Thomas McVay raised that credit unions need to get more private sector partners, seem to have a high concentration of public sector and third sector payroll partners. • Tess echoed the comments that awareness of the sector is needed for these relationships to be built.