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Even in this festive period, I cannot help but comment to John Scott that, had his Government not imposed a 26 per cent real-terms cut in our capital budget, I would be able to approve many more such projects than I can because of that cut.
If they do not get that help and support early on, they can get into a cycle of depression and anxiety, doing less well at school and being less likely to fulfil their potential once they leave school.
We should not assume that it is interested in the customers that it provides services to—only profit and bankers’ bonuses get its attention.I urge members to visit a Bank of Scotland branch—in fact, any bank—early in the morning.