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That was just an aside. I want to ask about the new information disclosure scheme. I understand that it is a new departure and that, inevitably, any estimate of the costs and fees must involve an element of assumption.
You have expressed concerns that your current investigation system may not be continued into the new body. If you could choose either to remain as the housing association ombudsman, separate from the new body, or to be part of the new body, what would you prefer?
You assured us that work was being done to recruit new markers. During our visits to Dalkeith and Glasgow, we were given some indication of the increase in the number of markers.
The figure is 18,000. There will be 18,000 new or improved homes. Another 5,000 new or improved homes will be provided by the new housing partnership projects.
That is why, in the second part of my speech, I will concentrate on skills development and training. The latest publication from Future Skills Scotland shows that there were 5,500 vacancies in banking, 58 per cent of which were hard to fill.
Basically, we can defer the decision until the new year. We should decide that we will take the time that is available, but we do not have to decide what we intend to do with it.