We have also made £3 million available over the next two years to expand in-court advice and other legal advice services, and we have given Citizens Advice Scotland an extra £1 million to increase the amount of face-to-face advice services.We will implement section 11 of the Homelessness etc (Scotland) Act 2003 in the spring, which will require lenders to inform the relevant local authority when they take court action for repossession.We have supported with nearly £400,000 of funding a television and online advertising campaign with charity the Money Advice Trust to encourage people to tackle their debt problems as soon as possible by contacting the National Debtline telephone helpline.From April, we will increase the income limits for civil legal aid to ensure that more than a million more Scots become eligible, meaning that three quarters of Scots will be able to get free or subsidised help to protect their legal rights.We have also set up a short-life working group to consider whether the current legal protection for home owners who are at risk of repossession needs to be strengthened and whether any further non-legislative measures are required.I shall shortly make a further announcement in which I shall provide details of the revised mortgage to rent scheme and the new...