- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 3 March 2004
To ask the Scottish Executive what effect the graduate endowment is predicted to have on the repayment of student loans.
Answer
The amount of student loan thata graduate repays each month and the period of time over which repayments aremade are linked to the level of the borrower’s income and the amount borrowed. Under the support arrangements introduced in2001-02, many students who will be liable to pay the endowment when theygraduate will have been eligible to receive the Young Students Bursary in placeof part of their loan entitlement. Most liable graduates will have borrowedless under these arrangements than they would have had under the previoussystem. No student should have borrowed more.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 3 March 2004
To ask the Scottish Executive what the average student loan debt has been for graduates from (a) honours degree, (b) ordinary degree and (c) sub-degree level study when entering repayment status in each year for which figures are available.
Answer
This information is not heldcentrally.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 2 March 2004
To ask the Scottish Executive how many student loan borrowers have declared themselves bankrupt in each year since student loans were introduced.
Answer
Information on whether thebankruptcy proceedings in each case were the result of a petition by the debtoror one of his/her creditors is not held centrally.
I refer the member to the answer given to question S2W-6052 on 2 March 2004for the numbers of Scottish student loan borrowers who have been declaredbankrupt. All answers to written parliamentary questions are available on the Parliament’s website, the search facility for which can be found at:
http://www.scottish.parliament.uk/webapp/search_wa.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 2 March 2004
To ask the Scottish Executive how many undergraduates have been declared bankrupt in each year for which figures are available.
Answer
I refer the member to the answer given to question S2W-6049 on 2 March 2004.All answers to written parliamentary questions are available on the Parliament’s website, the search facility for which can be found at
http://www.scottish.parliament.uk/webapp/search_wa.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 2 March 2004
To ask the Scottish Executive how many student loan borrowers have been declared bankrupt in each year since student loans were introduced.
Answer
The number of Scottishstudent loan borrowers who have been declared bankrupt in each calendar yearare detailed in the table.
| Year | Number of Borrowers |
| 1990 | 0 |
| 1991 | 0 |
| 1992 | 2 |
| 1993 | 3 |
| 1994 | 3 |
| 1995 | 6 |
| 1996 | 13 |
| 1997 | 31 |
| 1998 | 75 |
| 1999 | 142 |
| 2000 | 150 |
| 2001 | 194 |
| 2002 | 329 |
| 2003 | 429 |
| Total | 1,377 |
Source: Student Loans Company
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 2 March 2004
To ask the Scottish Executive how many undergraduates have declared themselves bankrupt in each year for which figures are available.
Answer
Information on the number ofdebtors subject to sequestrationproceedings who are undergraduates isnot held centrally.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 26 February 2004
To ask the Scottish Executive how many student loans have been taken out in each year since they were introduced.
Answer
The information requested isgiven on table number 2, page number 57 of the Student Loans Company annual report2001-02, published by the Student Loans Company in 2003, a copy of which isavailable in the Parliament’s Reference Centre (Bib. number 30921). The StudentLoans Company annual report 2002-03 will soon be published and copies will beplaced in the Parliament’s Reference Centre.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 26 February 2004
To ask the Scottish Executive what the total outstanding debt is to the student loans company.
Answer
The information requested isgiven on table number 6, page number 58 of the Student Loans Company AnnualReport 2001-02, published by the Student Loans Company in 2003, a copy of whichis available in the Parliament’s Reference Centre (Bib. number 30921). TheStudent Loans Company annual report 2002-03 will soon be published and copieswill be placed in the Parliament’s Reference Centre.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 26 February 2004
To ask the Scottish Executive whether any student loan debts have been sold to the private sector.
Answer
I refer the member to the answer given to question S1W-18120 on 27 September 2001. All answers to written parliamentary questions are available on the Parliament’s website, the search facility for which can be found at
http://www.scottish.parliament.uk/webapp/search_wa.
- Asked by: Fiona Hyslop, MSP for Lothians, Scottish National Party
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Date lodged: Friday, 06 February 2004
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Current Status:
Answered by Jim Wallace on 26 February 2004
To ask the Scottish Executive what the average length of time is for a graduate to repay their student loan.
Answer
The average length of timefor a graduate to repay their student loan is 13 years.
