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Chamber and committees

Official Report: search what was said in Parliament

The Official Report is a written record of public meetings of the Parliament and committees.  

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Dates of parliamentary sessions
  1. Session 1: 12 May 1999 to 31 March 2003
  2. Session 2: 7 May 2003 to 2 April 2007
  3. Session 3: 9 May 2007 to 22 March 2011
  4. Session 4: 11 May 2011 to 23 March 2016
  5. Session 5: 12 May 2016 to 4 May 2021
  6. Current session: 13 May 2021 to 18 January 2026
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Displaying 1741 contributions

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Economy and Fair Work Committee

Just Transition (North-east and Moray)

Meeting date: 6 November 2023

Claire Baker

John Mason, do you wish to ask any questions?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 25 October 2023

Claire Baker

The bill makes some limited and fairly technical changes to diligence but we have heard calls to reform diligence against earnings. There have been suggestions that the amount that is protected should go up to £1,000 and that there should be a system of deductions that takes account of family size—I think that the Scottish Parliament report “Robbing Peter to pay Paul: Low income and the debt trap” recommended that second proposal. It has also been suggested that some flexibility for creditors could be introduced to the system so that they could reduce the amount seized from earnings if it helped to support the debtor with their liabilities.

Alan, you have done some work on that. Will you talk to the committee about it?

Economy and Fair Work Committee

Decision on Taking Business in Private

Meeting date: 25 October 2023

Claire Baker

Good morning, and welcome to the 26th meeting in 2023 of the Economy and Fair Work Committee. Our first item of business is to decide whether to take agenda item 5 in private. Are members content to do so?

Members indicated agreement.

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 25 October 2023

Claire Baker

Our second item of business is a further evidence session on the Bankruptcy and Diligence (Scotland) Bill at stage 1. Today, we will hear from front-line money advisers. I welcome Alan McIntosh, who is an approved money adviser at Advice Talks Ltd; Joe McMonagle, who is money advice training and development officer at South Lanarkshire Council; and Natalia Mendel, who is money advice manager at Dalkeith and District Citizens Advice Bureau. I thank the witnesses for coming along.

I ask members and witnesses to keep their questions and answers as concise as possible. If a witness agrees with one of their colleagues on the panel, they should not feel the need to repeat what they have said, please. We are quite happy to hear from one member of the panel.

I invite Colin Smyth to ask the first questions. As you know, the bill seeks to introduce a mental health moratorium. The first few questions will focus on that area.

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 25 October 2023

Claire Baker

Natalia and Joe, do you have anything to add in respect of your clients and the impact of wage arrestments?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 25 October 2023

Claire Baker

I thank the witnesses for joining us—it is much appreciated. We now move into private session.

12:20 Meeting continued in private until 12:28.  

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 25 October 2023

Claire Baker

Natalia, would you like to say anything about earnings arrestments or the impact on your clients?

Economy and Fair Work Committee

Bankruptcy and Diligence (Scotland) Bill: Stage 1

Meeting date: 25 October 2023

Claire Baker

Sorry, Mr Stewart, is it possible to make some progress? We are a bit pressed for time—

Economy and Fair Work Committee

Pre-budget Scrutiny 2024-2025

Meeting date: 4 October 2023

Claire Baker

I turn to South of Scotland Enterprise. You have a more significant reduction in budget of 8.9 per cent, with a more significant reduction in your financial transactions budget. What impact is that having on the organisation, and how do you anticipate managing that reduction?

Economy and Fair Work Committee

Pre-budget Scrutiny 2024-2025

Meeting date: 4 October 2023

Claire Baker

Could I ask for brief responses, please?