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Chamber and committees

Official Report: search what was said in Parliament

The Official Report is a written record of public meetings of the Parliament and committees.  

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Dates of parliamentary sessions
  1. Session 1: 12 May 1999 to 31 March 2003
  2. Session 2: 7 May 2003 to 2 April 2007
  3. Session 3: 9 May 2007 to 22 March 2011
  4. Session 4: 11 May 2011 to 23 March 2016
  5. Session 5: 12 May 2016 to 4 May 2021
  6. Current session: 13 May 2021 to 23 October 2025
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Displaying 882 contributions

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Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 29 January 2025

Lorna Slater

I suppose that that is true from the point of view of the secure creditor, but you assume that they have obtained that information accurately from the debtor.

Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 29 January 2025

Lorna Slater

That is the point.

Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 29 January 2025

Lorna Slater

I guess that a debtor who is putting a pledge forward needs to understand that their data then becomes visible publicly. That is something that they need to be aware of. All right. Thank you very much. Thank you, convener.

Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 29 January 2025

Lorna Slater

That would clearly be quite a lot of work. In this case, the individual consumer—someone who was not involved in the transaction at all and might just be a customer—would have to go to the secured creditor to get the correction, even though they were not at fault in any way. Could a mechanism be considered to inform the registrar of that situation, so that the registrar could contact the secured lender? If my home address ended up on the register, it would seem a bit onerous for me, as an individual, to have to go through that arduous route to correct the record.

Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 29 January 2025

Lorna Slater

Maybe you could write to us on that, because it is an interesting point. We all want to make sure that the registers are accurate, and you can imagine a small businessperson, who needs their asset back, not being able to get hold of it.

Is there enough information in the register to identify those carrying out registrations, especially if they are outwith the United Kingdom? How do we ensure that the register identifies the person or the business who can be contacted? If third parties are doing the registering, how do we ensure that they have appropriate permissions to do so? How do we ensure the privacy of the information that is being shared? How can third parties or people who find errors in the register correct those? You have mentioned the correction procedure, but is that available to a third party?

Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 29 January 2025

Lorna Slater

Is there a reason why it could not make it mandatory to keep the register up to date?

Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 29 January 2025

Lorna Slater

Right, okay. But it would maybe be owned by a—

Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 29 January 2025

Lorna Slater

Right. Understood.

On the point about privacy, when registrations are going up, whether they are accurate or in error, what is done to make sure that the permissions for posting that information have been obtained?

Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 29 January 2025

Lorna Slater

—but they are putting in someone else’s information—the information about the debtor.

Economy and Fair Work Committee

Subordinate Legislation

Meeting date: 29 January 2025

Lorna Slater

How do we ensure that they have permission to put that information about the debtor up there in a public space?