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Chamber and committees

Local Government and Communities Committee, 05 Nov 2008

Meeting date: Wednesday, November 5, 2008


Contents


Budget Process 2009-10

The Convener (Duncan McNeil):

Good morning and welcome to the 27th meeting in 2008 of the Local Government and Communities Committee. As usual, I remind everyone to switch off their mobile phones and BlackBerrys.

Agenda item 1 concerns the draft budget for 2009-10. I welcome Nicola Sturgeon, the Cabinet Secretary for Health and Wellbeing. She is accompanied by Scottish Government officials: Frances Wood, deputy director of social inclusion, and Mike Foulis, director of housing and regeneration. I give the cabinet secretary an opportunity to make an opening statement.

The Deputy First Minister and Cabinet Secretary for Health and Wellbeing (Nicola Sturgeon):

I sincerely hope that I am not the only one around the table who is feeling the effects of being up half the night watching the American presidential election results. If I am, you will no doubt have some fun with me as a result.

The backdrop to the discussions that we will have this morning is the unprecedented turmoil in the financial markets and the impact that that is having, particularly on the housing market. Despite the Scottish Government's limited economic powers and the tightest spending settlement since devolution, we have taken decisive action to help existing home owners and those who are looking to build, buy and sell houses.

The draft budget supports the range of responses to which the Government has committed in recent months. The actions that we have taken include the commitment of £250 million over three years to the low-cost initiative for first-time buyers. Within that, there is the temporary expansion of the open market shared equity pilot to cover all of Scotland, with next year's funding increased from £24 million to £60 million. Over the next two years, £25 million will be provided to set up a new home owners support fund to help more home owners who face repossession. We are also bringing forward up to £100 million for affordable housing from 2010-11 into this year and next year. Although we acknowledge the impact of the credit crunch on some parts of the housing association sector, overall we believe that the sector is in a relatively good position to weather the storm. However, it remains crucial for us to continue to work with the sector to reform the Government's investment in affordable housing so that we secure as many houses as possible from that investment.

On the regeneration element of the draft budget, we are investing £87 million in the period 2008-11 in our urban regeneration companies. The largest investment, which amounts to £57 million over the three years, will be in the Clyde gateway initiative, which will play a key role in achieving a lasting legacy from the 2014 Commonwealth games. In addition, £145 million a year is being invested through the fairer Scotland fund to help community planning partnerships to tackle poverty and deprivation, including financial exclusion.

Our purpose and national performance framework are about securing progress and improvements in the life experiences of everyone in Scotland. That means that we must address the inequalities that too many in our communities face, whether they relate to income and health or arise from matters such as background, gender, race or disability. We are committed to tackling poverty and disadvantage and the structural and attitudinal barriers to equality and to securing a fairer and more equal Scotland.

Members will be aware that our framework to tackle poverty, inequality and deprivation in Scotland will be published shortly, following a period of public consultation with key groups, individuals and communities that are most affected by poverty. The framework will represent a statement of intent from the Scottish Government and the Convention of Scottish Local Authorities to work together in a new way to ensure that more people in Scotland can share in a better and fairer way of life and can contribute to the Government's key objective, which is to increase sustainable economic growth in our nation.

Thank you. It was a late night for many of us, but the result was worth it, I am sure you agree. You mentioned several issues that the committee wishes to explore with you about the budget and timings.

Alasdair Allan (Western Isles) (SNP):

I will resist commenting on the American election but, for once, my views are much in accordance with those of the convener.

One issue is the manner in which budgets are presented. In future, will the Government present figures for the original spending review and the draft budget in both cash and consistent real terms, so that fuller comparisons can be made?

Nicola Sturgeon:

I know that the committee is going to speak to the Cabinet Secretary for Finance and Sustainable Growth later this morning and I am sure that you will pursue those issues with him, given that it is his responsibility to ensure that the presentation of the budget is as full, meaningful and transparent as possible. Certainly, we as a Government are committed to ensuring that the way in which we present our spending plans is open to maximum scrutiny. The committee part of the budget process is extremely valuable. If there is any information whatever that the committee feels is not available in the draft budget document, I am happy to undertake to provide it.

Will you comment generally on the budget for housing and regeneration and how it compares?

Nicola Sturgeon:

The overall budget for housing and regeneration compares well with past years. The figures for 2009-10 are more than 24 per cent higher in real terms than those in the 2008-09 budget. Changes have been made to reflect the acceleration of up to £100 million for housing. The housing and regeneration budget covers many aspects and initiatives, which we will, no doubt, go into in some detail. The budget that we have set reflects the great priority that the Government attaches to increasing housing supply across all tenures—an objective that is not made easier in the current financial climate but to which we hold firm nevertheless—and our strong commitment to pursuing previous Governments' determination to spend money effectively to bring about the regeneration of some of our most deprived communities. Overall, I believe that the budget in housing and regeneration reflects those priorities.

The Convener:

Our budget adviser has provided a paper that highlights a £60 million cut in real terms in the housing and regeneration budget over the next three years compared with the figures in the spending review. We just got that information this morning. Would you like to comment on it?

Nicola Sturgeon:

If you look at the housing and regeneration budget, you can see that in cash terms in 2009-10 there is a 27.8 per cent increase on the previous year. In real terms, that translates to a 24.4 per cent increase. Obviously, the budget has changed from the spending review plans that were published last year to accommodate the £100 million accelerated funding, which comes from 2010-11, of which £30 million comes into this financial year and up to £70 million comes into the next financial year, which changes the profile of spend. The figures that I have quoted reflect that.

John Wilson (Central Scotland) (SNP):

The Government has set in train a number of programmes in relation to home ownership and low-cost home ownership. Given the current economic and mortgage crisis that we are going through, is it appropriate that the Government is spending so much on that sort of programme? It might be advisable to put more investment into social housing, rather than low-cost home ownership or supporting the home ownership market.

Nicola Sturgeon:

That is a fair point. It reflects the balance of judgments that we must make and will continue to have to make in the next three years. It is important to make a couple of points. Most of the affordable housing investment programme's funding will be spent on supporting affordable housing for rent. That is how it has tended, and will continue, to operate.

As for support for low-cost home ownership, I have always believed that it is right through our affordable housing budget to support housing in a range of tenures. Many people aspire to own their home and it is right that we contribute to supporting that although, in the current financial climate, the judgments that are made might not be identical to those that we would have made at this time last year. As you would expect, we have had discussions with various organisations about how best to respond to the changing financial climate. For example, Homes for Scotland has made it clear that it thinks that continued support for shared equity home ownership is a useful contribution, not just to help individuals into home ownership, but to provide support to the house-building and construction sectors in a difficult time.

We will continue to make those judgments. Given the circumstances that we face, it would be wrong and misleading for any minister to say that any of those judgments is set in stone. We decided to accelerate investment from the third year of the spending review period into years 1 and 2 because that was the right judgment. We will need to keep all our judgments under review as we enter what is for many of us uncharted waters.

David McLetchie (Edinburgh Pentlands) (Con):

Good morning, cabinet secretary. It has been suggested that some of the accelerated expenditure of £100 million will be allocated to the purchase of land, to add to the land bank for social housing, and that other expenditure might be on properties that have been constructed, to take some unsold inventory off the books of house builders. Other moneys from the total might be applied directly to construction, to sustain employment in the building industry. Do you have in mind a target for distributing the money among those purposes?

Nicola Sturgeon:

We have not set specific percentages for new construction, land acquisition or off-the-shelf purchases. To do that would be wrong, because it is important that we retain the flexibility to allocate the money in response to circumstances.

Having said that, we envisage that the bulk of the money will be used to support new construction. That is important for two reasons. First, all of the additional £100 million will be spent to support our objectives, which means that it is important that it supports housing in areas where it is most needed and projects that fulfil housing need most.

Secondly, ensuring that as much of the money as possible is spent on new construction does not only help us to fulfil a housing need. The view of organisations such as Homes for Scotland is that spending on new construction helps to maintain employment and skills in an industry that is under pressure. We have not set specific percentage targets, but it is safe to assume that we intend to focus more on new construction.

It might help if I run through the money that we have announced, what that supports and further spend that might occur in the next few weeks. Members know that we have announced the allocation of £9 million. Of that, £4 million is to accelerate new construction site starts on six projects in Moray, Dumfries and Galloway, Argyll, the Borders and Fife. The other £5 million is for land purchases by housing associations that will support future development in the Highland area, Midlothian, Argyll, Dumfries and Galloway and South Lanarkshire. We have identified a further £8 million, which we have not announced yet because of commercial sensitivities, as some of that will support off-the-shelf purchases of existing stock.

That leaves about £13 million for this financial year, for which we plan to agree proposals as soon as possible. We are considering how we will spend the £70 million that has been earmarked for next year.

I hope that that answers your question as fully as possible. There are no specific percentage targets, but there is an emphasis, where possible, on new construction.

David McLetchie:

That is helpful. Can you indicate to what extent the housing associations that are buying, or negotiating to buy, off the shelf are obtaining a discount for such bulk purchases on the initial asking prices of the stock that is currently unsold?

Nicola Sturgeon:

I am not sure whether I am able to give you a figure on that—perhaps Mike Foulis can do so in a moment. We are trying hard to ensure that if we allocate money for off-the-shelf purchases—as we will—it will not just be in any area. We want to focus on areas in which there is greatest housing need, as it would be wrong to try to spend the money anywhere simply to get it out of the door.

A part of the judgment that we will make in deciding whether to approve proposals will depend on whether housing associations are able to buy at the right price. What constitutes the right price will vary for different proposals and in different areas, but that will be an integral part of the criteria that we apply to the proposals.

I ask Mike Foulis to comment on whether we can give a specific ball-park figure for that.

Mike Foulis (Scottish Government Housing and Regeneration Directorate):

Sadly, we cannot, but I will add to the cabinet secretary's comments. When registered social landlords are considering deals to buy off-the-shelf stock, we want to be satisfied that the price that is charged is comparable to the price that they would have paid to build new housing—that is an important benchmark. We do not want to pay more than we would have paid if we were to build new housing. That ties in with the cabinet secretary's earlier point about the need to focus the money on boosting economic activity.

As matters stand, do you have in your in-tray a series of proposals from social landlords around Scotland who are saying that they would like to buy 20 unsold houses here and 40 there? Is the in-tray full of such proposals?

Nicola Sturgeon:

There are a number of proposals. I mentioned earlier the £8 million, which, I hope, we will publicise soon. The reason why we have not done so, as members will understand, is that, particularly in relation to off-the-shelf purchases, there are commercial issues around going public before deals are done. Therefore, a range of off-the-shelf purchases are included in that. The balance of the funding for this year will include other off-the-shelf proposals as well as further accelerated site starts and land acquisitions. It is fair to say that there is a reasonable degree of demand for the funding, as one would expect in the current climate.

We have heard about off-the-shelf purchases and land purchasing, but you also mentioned the importance of helping the construction industry. Which projects will begin this financial year that will help the construction sector?

Nicola Sturgeon:

Of the £9 million that we have already allocated, £4 million is for accelerated site starts, which, as well as helping us to tackle housing need, will help to maintain employment and skills in the construction sector. I indicated that there are sites in Moray, Dumfries and Galloway, Argyll, the Borders and Fife—I am sure that we can supply the committee with more detailed information on the matter.

My question followed on from your broad description. How many of those projects will start this year and benefit the construction sector?

Nicola Sturgeon:

All those projects will start this year. I have covered the broad areas, but I am happy to give you the specifics.

The acceleration of the £100 million is an important contribution towards fulfilling housing need and helping a sector that we know is in dire straits. I have never pretended—and never will pretend—that such a proposal can completely fill the gap that the sector faces, given its overall position, but it can make an important contribution, which is why it has been welcomed so warmly.

I am happy to receive further detail from you in writing so that we have a greater understanding of what the impact will be this year.

Jim Tolson (Dunfermline West) (LD):

Good morning, cabinet secretary. I will continue questions on the £100 million that the Government has brought forward. You touched on some important detail, saying that you plan to spend £30 million this year and £70 million next year. However, as you may have noted from some of the comments that I made to COSLA representatives last week, I am still concerned about the practicalities of delivering the programme either through building new build—it takes time to get land, get planning permission and build the properties—or making purchases off the shelf, to use a phrase that has been used quite a few times this morning. Can you give us an assurance that the money in the budget for 2008-09 and 2009-10, including the extra £100 million, will be spent fully? Are you certain?

To focus on the issue that has not been touched on this morning, bringing the money forward from 2010-11 appears to leave a black hole in future spending plans. What is the Government's plan to ensure that the programme can be sustained and that the overall targets that were set for the three-year budget will be achieved?

Nicola Sturgeon:

I assure you that we will spend all of the money that has been budgeted for this year, including the accelerated funding. I hope that that is helpful. Members are aware, but I should have said for the record, that our local authority partners will provide £40 million of the £100 million. COSLA covered that point when it gave evidence to the committee. It finally agreed that contribution of £40 million on 24 October and it spoke to the committee about its ability to use identified slippage on capital projects to ensure that it can make the contribution.

Your second point is reasonable. The £100 million is accelerated funding; it comes from year 3 of the budget into years 1 and 2 and is not additional to the planned spend. Obviously, if we take £100 million into the first two years, we have to pay for it out of year 3, which is why the profile of expenditure for year 3 is now going down. The Government operates within a fixed budget and I will not pretend that if we decide to spend money on one thing or in one year over the three-year period, we do not have to find it from somewhere else or another part of the budget. That is the financial reality within which the Government lives. However, the crucial point is that we are changing the profile of the expenditure. The targets that we have set for approvals—21,500 over the three years—remain unchanged. The budget will continue to support that scale of approvals but will do so on a different profile.

Jim Tolson:

I appreciate that answer. I hope that we agree to some extent on what processes are required to achieve your aims. I sincerely hope that the assurance that you gave the committee will come to fruition in supplying housing—particularly affordable housing for rent—but, if there is any slippage into the final year, that will change your programme significantly.

The Convener:

Cabinet secretary, I will press you on some detail. Last week, we took evidence that the good news was that COSLA's leaders meeting had agreed in principle that the £40 million should be found. What progress is there on who will contribute to that figure, how they will contribute, how much they will contribute and when it will happen?

Nicola Sturgeon:

COSLA had previously agreed in principle to making the money available, subject to discussions that we are having with it on its future influence on the allocation of investment in affordable housing. The full COSLA convention gave final agreement to that on 24 October.

Your subsidiary question to that is about which councils that £40 million will come from. That matter is not for me but for COSLA. My understanding is that on 24 October the convention delegated the detail of that to the COSLA leadership.

COSLA has made it clear to us, and I note from its evidence that it made it clear to the committee, that it is absolutely certain that the resource can be made available from identified slippage in capital projects. However, I am sure that you will appreciate that how COSLA decides to put the funding together from the various local authorities is entirely a matter for it and not a matter on which I could or should instruct it.

Do you know whether any Government officials have been in discussion with COSLA officials on the matter? We were told last week that they would be. Also, can you give us a timeframe and tell us when you expect the money to be in the pot?

COSLA's contribution is £20 million in the current financial year and £20 million in the next one. The £20 million for the current financial year is available to be allocated as part of our overall allocation of £30 million.

What would you say to the local builders who will not see an acceleration in local programmes and will feel that they are losing out as they see the money going to other areas? Not all local authorities will benefit.

Nicola Sturgeon:

Obviously, I do not want to speak on behalf of COSLA on the matter, but it is confident that the money can and will be found from identified slippage. COSLA is not going to slow down other capital projects. Rather, slippage that has already occurred will allow COSLA to accelerate some of the investment.

Mike Foulis:

We understand that the question of sourcing the money will be decided at the COSLA leaders meeting at the end of the month.

Mary Mulligan (Linlithgow) (Lab):

Good morning. We are talking about bringing forward £40 million of slippage. Although that is welcome, that money would otherwise have been spent on other programmes that local authorities had intended to run. Do you intend to replace that money?

Nicola Sturgeon:

I return to Jim Tolson's point. Local authorities will get back the £40 million that they contribute in year 3.

It is not a fair characterisation of the situation to say that the money would otherwise have been spent on different areas. As I understand it from COSLA, the money is coming from identified slippage. It is money that local authorities would not otherwise have been able to spend in the current financial year because of slippage. In any event, all the money will go back to local authorities in year 3. I suppose we would describe it as a loan.

Mary Mulligan:

Generally, slippage is from programmes that cannot be enacted in a particular year for legitimate reasons, but clearly that would be planned money for future spend, so I am pleased to hear that point.

I move on to a more general point on the housing budget. There seems to be some uncertainty on the part of a range of stakeholders in housing about what the Government intends to achieve with the spend that it has set out in the budget for new build, improvements and assistance for those who seek housing. We have headline figures but no detail. Can you give us more detail?

Nicola Sturgeon:

I am not sure why there should be the confusion or lack of certainty that Mary Mulligan describes. I have already mentioned the clear target that we have set ourselves, which, as I said, has become more difficult to meet, rather than less so, in recent months. The target is to ensure that there are at least 21,500 approvals for houses for social rent over the spending review period from the affordable housing budget. In addition, you will be aware of the £250 million allocation to the low-cost initiative for first-time buyers, and within that the open market shared equity scheme. We anticipate that 1,500 people will be helped into home ownership as a result of that scheme. The overall objectives of our spending plans on housing are clear.

I have already alluded to the fact that the climate has changed since October 2007, when I stood up in the Parliament and launched "Firm Foundations: The Future of Housing in Scotland". Back then, I could not have begun to imagine how different things would be by now. We will have to keep all our plans under close scrutiny to ensure that we give ourselves the best possible opportunity to deliver on the objectives that we have set. We must determine whether there are opportunities for us to spend money differently from how we had envisaged, in order better to meet our objectives and to gain other benefits, such as helping the housing industry. Our objectives are clear. I look forward to a continued dialogue with the committee if any of them change in response to the changing climate.

You are correct to say that we are in the middle of a changing scenario, but can you tell me how many houses for rent you expect to build in this financial year?

We will have between 6,000 and 7,000 completions in this financial year.

The sum of £25 million is available to local authorities to build houses. What progress has been made on that?

Nicola Sturgeon:

Good progress has been made. We have agreed with local authorities the principles and criteria that will be used to focus the investment where it is likely to have most impact. As you know, the investment is intended to kick-start or to pump-prime—you may use whatever phraseology you want—new council house building. We have agreed an approach to assessing applications from councils. Shortly—probably in the next couple of weeks—we will write to councils inviting them to set out the details of how they intend to meet the requirements and, in effect, to make bids. We have agreed with COSLA the process for selecting successful bids. COSLA's shared services board will play a central role in that process. I am pleased with the excellent progress that we have made.

David McLetchie:

Can you clarify the issue of slippage? To put it in simple terms, let us say that a council is building a school and expected to spend £3 million or £4 million in a financial year on construction costs. If the contractor says that there is a problem and the school cannot be built on time, £1 million or £2 million may not be spent in that financial year and may be deferred to the following year—that is slippage. If the money is not drawn on for the purpose of reprofiling in your affordable investment programme, presumably the council that has the £1 million that is not needed for spending on the construction of the school, because of slippage in the construction timetable, can decide to spend the money on something else in its programme. Is that correct?

Nicola Sturgeon:

Yes. It is not for me to say what basic point you are trying to make, but I accept readily that we cannot spend the same money twice. Like any other spending decision, the decision to accelerate spending in one budget pot in one year has an opportunity cost somewhere else, but that is the decision that we have made—rightly, in my view. Many organisations in the sector called on us to accelerate housing investment this year and next; COSLA agrees with our decision. In the circumstances that we face, that is the right judgment. However, if we spend money somewhere, it follows that we cannot spend it somewhere else—especially given that we are operating within a fixed budget. We have to make such judgments on an on-going basis.

David McLetchie:

I accept that you are entitled to make such judgments. However, in COSLA's evidence last week there was a suggestion that slippage money from one financial year would never be spent in that year, that councils had no discretion in the allocation of the money and that it would all fall into the next year. The point that I tried to make, which you may have confirmed—you may want to clarify your answer—was that councils, by reaching an agreement with you on this programme and on the allocation of slippage money, have effectively given up the discretion that they would otherwise have had to use the money in other ways at that time.

Nicola Sturgeon:

It is not for me to speak for COSLA and I am desperately trying not to do that; COSLA gave its evidence to the committee last week. No doubt you can pursue the point about its discretion over the amount of slippage with the finance secretary later this morning, but I would be more than happy to come back to you with some firm and more detailed information about the rules that apply to local government expenditure, and the discretion that a local authority has if it does not spend money in one year, or if the money automatically gets carried forward to the next year.

They are supposed to have lots of discretion; there is no ring fencing.

They certainly have much more discretion now than they have ever had before.

We shall explore that. Thank you.

Bob Doris (Glasgow) (SNP):

We have heard a lot about accelerating investment in the construction sector. I want to move on a step and talk about how we keep home owners in their houses when they are struggling with their mortgages. I would also like more information about the Government's mortgage to shared equity scheme. How much money has been put into that and how do you anticipate that the system will work?

Nicola Sturgeon:

As you know, we continued the mortgage to rent scheme that was established under a previous Administration in 2003, and we decided to subsume it within our home owners support fund. In addition to giving people the opportunity to move from mortgage to rent, we are giving them the additional opportunity, subject to certain criteria, of moving from mortgage to shared equity. We are working out the detail of how that scheme will work and we intend to publish the rules and criteria that will apply during the next few weeks. We will spend £25 million during the next two years to support mortgage to rent and mortgage to shared equity. The fundamental principle behind both schemes is that people should be enabled to remain in their homes, an option that would not necessarily be available to them in different scenarios.

Bob Doris:

The £25 million is a significant investment in keeping home owners in their homes rather than making them face repossession. How far will that £25 million stretch? Will 100 or 200 home owners be able to access that? Do we have any projections on that?

Nicola Sturgeon:

How many people the £25 million will be able to help will depend on a range of circumstances, such as the value of houses and so on. I can tell you the number that has been supported in previous years under the mortgage to rent scheme. In 2006-07, with less funding than we are committing just now, 173 people were able to stay in their own homes and move from mortgage to rent. Obviously I am talking about historical figures, but until now, everyone who has applied to the mortgage to rent scheme and has been deemed to be eligible under the criteria, has been assisted.

Of the £25 million, £10 million will be allocated during this financial year and £15 million will be allocated in the next financial year.

Is the £25 million a reprofiling of your overall budget, is it additional money, or was it pre-planned? I am trying to get at whether the money is a response to the international financial climate.

Nicola Sturgeon:

It is a response. I announced the £25 million support fund during my statement to Parliament in June this year in response to the consultation on "Firm Foundations: The Future of Housing in Scotland". That was in anticipation of a worsening situation in the housing market and, obviously, it has worsened considerably since then. The £25 million is an increase in resources. The spend in 2007-08 on mortgage to rent was less than £10 million, so we are spending £10 million during this financial year and that will increase to £15 million in the next.

Mary Mulligan:

You might be aware that at question time last week I asked the Minister for Communities and Sport about the position of people who fall into negative equity, who you had said would be able to apply for the mortgage to rent scheme. However, clearly there will be a gap in funding. How do you envisage that being dealt with?

Nicola Sturgeon:

I do not underestimate for a second the problems that are posed by an increase in the number of cases of negative equity. We are all aware of the issues that arise, not least the distress that is caused to individuals. I will repeat what I said last week: the fact that someone is in negative equity in and of itself does not prevent them from accessing the mortgage to rent scheme. Obviously, if there is a shortfall in the equity available, some form of arrangement would have to be entered into between the home owner and the lender. Some lenders might choose to write off the remainder, whereas others might set up repayment arrangements. Of course that requirement will exist in cases of negative equity.

As I have said, the objective of the mortgage to rent scheme is to help people stay in the homes that they owned. It does not necessarily take away people's debt; it simply allows that debt to be managed in a way that allows them to stay in their homes. In cases of negative equity, other arrangements will be required. As is the case with all our spending plans, those that relate to this area of government must be kept under close scrutiny as the situation develops, so that we can use the resources and powers that are available to us to do the best that we can to help people.

The ultimate responsibility and the most powerful levers for helping people who face repossession or who are in negative equity lie with the United Kingdom Government, not least through the social security system. We have long argued that the rules around income support for mortgage interest should be changed to allow support to kick in earlier. The UK Government has now agreed to that, but the provision will not come into force until April next year.

For our part, we will continue to do as much as possible to help people who are in difficult circumstances and to lobby as hard as we can for action to be taken elsewhere, when we think that that is appropriate.

Have you had any discussions with mortgage lenders about bridging that gap?

We have had discussions with the Council of Mortgage Lenders on a range of issues, and we will continue to do so.

Have you had discussions on that specific issue?

Nicola Sturgeon:

I have not, but officials will have had a range of discussions with the Council of Mortgage Lenders. As we continue to develop the arrangements for the home owners support fund, there is no doubt that that is one of many issues that we will require to discuss with mortgage lenders as we make progress on such matters.

The Convener:

When Mary Mulligan asked you about the number of houses for rent that you expected to build this year, you gave the number of completions. What is the difference between a house being built and a house being completed? How many houses for rent will be started this year?

Nicola Sturgeon:

We use two standards of measurement. For most people, the number of completions is what matters most. The second measure is the number of approvals, whereby houses are given the go-ahead and resources are committed to them. The number of approvals this year is estimated to be around 7,000.

How does that compare with previous years?

It is fairly in line with the figures for recent years.

The Convener:

Among the other issues that we discussed last week was the £25 million that is being made available to local authorities for council house building. Can you tell us where we are at in that regard? The evidence that COSLA gave us on the subject at last week's meeting was not very good because the organisation's housing spokesperson was not present. That is not my judgment—the COSLA witnesses confessed to us that they had brought the wrong people along to discuss those issues. They said that discussions were continuing, but they were unclear about who would benefit in local authority terms. They told us that the issue was still subject to discussions between leaders. It might be helpful if we could get an update from you on that.

Nicola Sturgeon:

I think that the record will show that I have already given the committee that update, but I am more than happy to run through it again.

We have made very good progress with COSLA and discussions are on-going. We have agreed principles and criteria that will allow us to focus the £25 million investment where we consider it will have most impact. An approach to assessing applications has been developed and agreed, and we intend to write to councils within the next couple of weeks, inviting them to set out the details of their applications. We have also agreed with COSLA the process for selecting the successful bids for that money.

The last time that I gave evidence to the committee, I might have run through the broad principles that we have agreed with COSLA for allocating this money and deciding which local authorities are able to access it. If you want, convener, I am more than happy to run through those principles again.

Alasdair Allan led with a question on those principles last week because we wanted to have some understanding of what they were and of the local authorities that were likely to benefit in the bidding process.

Nicola Sturgeon:

I am not able today to give you the names of local authorities that will benefit from this money, because doing so will pre-empt the process that we have set with COSLA and have not yet gone through. However, I can tell the committee about the principles on which the decisions leading to the selection of bids from local authorities will be based.

The broad principles or criteria that will guide us in deciding which bids to accept are: first, that the council has the ability to manage new stock effectively; secondly, that the council either has prudential borrowing capacity or is able to bring other financial resources to bear; thirdly, that we have set a level of subsidy per house that would be available; fourthly, that the area has housing needs and any new homes contribute to a council's ability to meet the 2012 homelessness target; fifthly, that the council can demonstrate that its plans are well developed to ensure delivery of the proposed housing; and finally, that the number of units built can be maximised with the available resources, but not at the expense of compromising on design quality.

I also point out that, although the ministers will make and sign off these decisions, COSLA's shared services board will be fully involved in the process and will play a central role in guiding us on this matter.

How many houses do you expect to get for the £25 million?

You are going to stretch my ability at arithmetic, so Mike Foulis might have to help me.

We have agreed with COSLA a subsidy of £25,000 or less per house, so that means that there will probably be around 1,000 houses.

John Wilson:

I want to follow up a couple of issues that have been raised with the cabinet secretary. Although I welcome the Government's moves to deal with the housing situation, I am a bit concerned about the £8 million for off-the-shelf purchases for registered social landlords. Some housing association spokespersons have expressed concern that the quality and design of such purchases might not be to the standard that associations usually insist on from developers and builders and that they usually deliver. I would hate to think that we would spend £8 million on off-the-shelf projects, only to find that their quality and design build were not up to the required standard.

Nicola Sturgeon:

That is a reasonable question, but before I answer it, let me clarify that I did not say that all of the next £8 million would be spent on off-the-shelf purchases. Some of it is likely to be, but there will also be some land acquisition.

One reason—a subsidiary reason, not the main one—why we are keen to focus as much of the accelerated spending as possible on new build is to ensure that we are getting new houses that fully comply with the housing for variable needs standards.

At the start of October, we agreed a more flexible approach by relaxing the housing for variable needs requirements for certain circumstances in which RSLs are buying unsold houses from private developers. If the properties purchased do not meet the housing for variable needs standards but were approved under the 2007 building regulations, they will comply with the higher accessibility standards. If the construction of the houses predates 2007, the registered social landlord seeking to buy them will have to make a special case, which will then be part of the consideration of whether to approve that.

The short answer to John Wilson's question is that we are mindful of the need to ensure standards in the houses that are delivered, in whatever way, through the accelerated funding. When the housing is new build, the housing for variable needs standard will apply, as would normally be the case. When the purchase is off the shelf, the standards can be relaxed but the 2007 regulations will still apply. When those regulations do not apply, a special case will need to be made. It is matter of striking a balance between, on the one hand, our objective of making available as many houses as possible and doing what we can to help the construction industry and, on the other, ensuring the highest possible standards of the stock that we are acquiring.

John Wilson:

We have heard from the Scottish Federation of Housing Associations and local housing associations throughout the country about the amount of money being made available in the coming period. Will you give the committee some assurances that the pleas by housing associations have been listened to and that the housing association movement, through the SFHA, will be adequately resourced to continue its on-going building and development programmes?

Nicola Sturgeon:

I am a huge and passionate supporter of the housing association movement. Housing associations are the principal providers of affordable housing, and they will remain the principal providers of social housing. I suppose the easy and glib answer to your question would be to say yes—and I will indeed give you that assurance. Within that, however, I will repeat what I have said to the committee and Parliament on many occasions. We must drive efficiency in our housing budget as much as possible. That was why we took our decisions on the housing association grant assumptions this year, and it is why, over the next wee while, we will start to consult on the reform of HAG for the future.

If we are to meet our objectives on housing supply in the current difficult circumstances and within the available resources, we will have to work as efficiently as possible and secure as much as possible from the investment. We will work with the SFHA, the representative body of housing associations, as a partner, and I strongly welcome its contribution. We listen carefully to that, and I am certain that the consultation that we will publish in the next weeks will reflect that. As with any other organisation, I cannot promise that we will always agree with each other—that is not always possible. However, its contribution and enormous experience will always be taken into account in our decisions.

Bob Doris:

You mentioned funding of £25 million for council houses, and my point is directly related to the HAG assumptions. You said that there would be a £25,000 subsidy per council house. HAG subsidy is considerably higher than that. I am trying to work out how councils can build council houses for £25,000 while housing associations are looking for £70,000 to £80,000 to build a social rented house. The difference stuck out like a sore thumb.

Nicola Sturgeon:

Well spotted. I am sure that we covered that the last time that I gave evidence to the committee. The £25 million is intended to pump-prime, as I said earlier; it is not intended to provide the same level of subsidy as we do through HAG to RSLs. I ran through the principles and criteria that will underpin our decisions on which council bids to approve. One of those criteria is that the local authority has prudential borrowing capacity or other resources of its own to bring to bear. That will influence which councils are able to participate in the programme.

I had been about to multiply by three the number of approvals that I thought we would get from the social rented sector, but you have clarified matters.

If it turns out that way, I will be delighted, but I suspect that that is not the intention or the way in which it will work.

Mary Mulligan:

I am pleased that the cabinet secretary recognises the contribution that housing associations have made. Although I am a new member of the committee, I acknowledge that you have spoken previously about changes to the HAG system. What are the benefits of doing that?

Nicola Sturgeon:

There are many benefits. I should explain by way of background—sorry if I am repeating myself or telling people what they already know—that we are trying to ensure greater efficiency in our use of resources in two ways. In this financial year, we made several changes to the assumptions that underpin the allocation of HAG, which drove some efficiencies. All that we did was to bring our assumptions into line with the assumptions that housing associations already made about, for example, rent levels and their likely increases and the numbers of vacant properties. That aligned better our assumptions with theirs. In future we intend to look to reform HAG more substantially and to make its use more strategic. We will launch a consultation on that in the very near future in which I am sure the committee will take a keen interest. I will be happy to come back and talk about the detail of that when the consultation is published.

The benefits are, simply, to get more bang for our buck. We have a driving need to get more out of the money that we spend on housing. It will also allow housing associations to operate more strategically and gain efficiencies by, perhaps, coming together to develop housing rather than many housing associations developing on their own. There will be a range of benefits that will allow us to streamline and make more efficient how we spend our resources in future. Fundamentally—this is the driving objective—we want to get more out of that investment.

So you see more private investment in such developments than there is at present.

Nicola Sturgeon:

That is not necessarily the objective; it is about how we enable housing associations to make better use of their public money. For example, we have discussed the concept of one housing association being the lead developer for a number of housing associations rather than a larger number of housing associations developing on their own. The consultation will further develop our thinking on that. That is the thinking behind our plans for the future.

Mary Mulligan:

I apologise, cabinet secretary; perhaps I did not put that question as I intended. In relation to Bob Doris's question, you gave a figure of £25,000 per house for local authorities. If you are reducing the amount of public subsidy per unit to housing associations, would that not mean that—

Nicola Sturgeon:

Sorry, I follow you now. We have reduced the HAG subsidy in this year through the changes that I spoke about. Although it might be that the future changes that we make allow us to reduce the HAG subsidy further, that is not the only benefit—it is about doing housing investment more efficiently. We have been open about the fact that we see housing associations relying more on their reserves. The most recent estimate of the housing regulator is that there is something like £300 million in reserves across the RSL sector. We would like to see housing associations draw more on their reserves.

Before anyone jumps in and tells me this, let me confirm that we absolutely appreciate that, when we launched "Firm Foundations", we did not anticipate the change to the availability and cost of finance. All of those plans must now be developed in light of that reality. One of the up-front questions that we will ask in our consultation on the reform of HAG is the extent to which the change in the financial markets will have an impact on what we might have wanted to do previously.

So that effect might cause a change in the plans.

Nicola Sturgeon:

I am sure that you know that I will not answer that just now, before we have even launched the consultation let alone listened to the consultation responses. However, members can take it from what I have said—I probably should not say this, but I will say it anyway—that we will ask the sector to what extent it believes that the changed financial circumstances will have an impact on our plans. It is right and reasonable that we ask about that. If we ask that question, members can assume that we will be keen to listen to what the answers are.

The Convener:

I am picking up on that heightening of expectation. I understand that the UK Government is preparing a package of financial measures to stimulate the economy, just as we are doing here in Scotland. Does the Scottish Government expect to have an increased budget for housing and regeneration as a result of that process?

Nicola Sturgeon:

Obviously, the Scottish Government does not as yet have any detail about what the UK Government's plans are or what the value of those plans might be. I certainly hope that those plans are substantial, as there is no doubt that we need considerable reflationary activity. Over the past couple of weeks, we have heard signals from the UK Government that it agrees on that point, but the devil is in the detail and we await the detail. I certainly hope that, whatever spending flows from those plans, Scotland gets its fair share. If that happens, the Scottish Government will have decisions to take on how we allocate any additional funding. I hope that, from what I have said today and from the decisions that we have already taken, members can draw a sense of the priority that we give to housing and regeneration.

However, the convener has put his finger on a central point, which is that the Scottish Government's resources and powers are very limited. We will do as much as we can, but the UK Government holds the real levers, including the provision of increased liquidity to the markets, increasing the availability of mortgage finance, changing the cost of lending as well as Keynesian approaches to spending to reflate the economy. Those levers are held by the UK Government. I certainly hope that the UK Government will do more in the future than it has done to date to use those levers.

The Convener:

It is completely understandable that you want Scotland to get its fair share. We all want that. The Scottish Federation of Housing Associations, which you have admired greatly, wants to see its fair share as well. The SFHA has made representations that housing should get its fair share of any money that might become available through consequentials. I am sure that the cabinet secretary will fight for that principle in the Cabinet.

Nicola Sturgeon:

You can rest assured on that. I have read sections of the SFHA's evidence to the committee. It did not surprise me, as I think that the SFHA is absolutely right to make those points. Equally, I am sure that the committee will appreciate that I cannot sit here and spend money that is not yet available to the Scottish Government. We are getting into rather speculative territory at the moment.

As the cabinet secretary with responsibility for housing and regeneration, will you be fighting for that fair share of the budget?

You can rest assured that my voice will be heard loudly and clearly.

We hope for a positive outcome and we will examine that outcome.

David McLetchie:

Cabinet secretary, you may have read that the City of Edinburgh Council was talking about getting into the mortgage market and making loans available to home buyers. To what extent are councils in Scotland mortgage providers? Can you give us any information about that and about how the Government sees that aspect of support for the housing market?

Nicola Sturgeon:

Local authorities are not, to use your term, mortgage providers to any significant extent. I am not trying to dodge the question, but it is not for me to speak for individual local authorities or local authorities collectively about how they might seek to develop their practices or policies in future. As I understand it, making such loans is not something that local authorities currently do to any significant extent.

David McLetchie:

It is not a policy option that the Government considered appropriate to encourage as part of the package of measures that it announced in "Firm Foundations: The Future of Housing in Scotland" and its subsequent statements as the economic crisis has unfolded.

Nicola Sturgeon:

As yet, we have not encouraged local authorities to use the money that is available in that specific way but, as I say, we will continue to keep all these matters under review. It is clear that, in addition, local authorities have a degree of autonomy in how they spend their own resources.

David McLetchie:

As councils do not, by and large, have savers and depositors to provide the cash for such loans, I presume that local authorities that lend money for house purchase and act as mortgage providers can do so only if they, in turn, borrow the money either from a public source or on the wholesale money market. Is that presumption right?

Nicola Sturgeon:

As you are aware, local authorities have prudential borrowing capacity and prudential borrowing limits within which they must work. It is not for me to dictate to local authorities how they spend their resources or how they use their borrowing capacity. I am happy to talk to you for as long as you want about the priorities that we have set for the resources that we have and how we think those resources can best be used to help home owners, home renters and the housing sector.

In effect, the borrowing limits are set by the Government.

They will depend on the circumstances of individual councils.

So, if a council is borrowing for the purpose of making home loans, it is limiting its capacity to borrow for other investment purposes.

Presumably, yes.

I understand that an extra £10 million has been allocated to the central heating programme. How many extra central heating systems will that extra expenditure result in this year?

Nicola Sturgeon:

We intend to install a record number of central heating systems this year, as we did in the last financial year, when we installed just over 14,000 systems. That was made possible by the addition of £7 million to what had been planned. The £10 million that I announced a couple of weeks ago will allow us to achieve the same number of installations as last year and, I hope, to exceed that number slightly.

Do you anticipate a sustained level of investment for next year?

Nicola Sturgeon:

You will recall that we established the fuel poverty forum to examine our fuel poverty programmes and recommend how we might reform them to allow us better to tackle fuel poverty. Whatever else the current fuel poverty programmes have done—I do not for a minute take away from the benefits that they have delivered to many people—they have not allowed us to bring down the rates of fuel poverty. Fuel poverty has increased substantially in Scotland. The most recent figures, which are pretty out of date, suggest that perhaps a quarter of households live in fuel poverty. Given recent trends in prices, for example, I think that the figure would be much higher now.

The fuel poverty forum's report and recommendations are available for any member to see. In a couple of weeks, I will make a statement to Parliament to announce our response to those recommendations. As I have said, regardless of how we structure the fuel poverty programmes in future, we intend to extend eligibility for the first time to families who are on income support and who have children who are under five or disabled children who are under 16. In addition to pensioners, those families will be eligible to apply to the fuel poverty programmes. I am afraid that you will have to await the announcement that I make in a couple of weeks to discover how the fuel poverty programmes will look.

Alasdair Allan:

As I represent a constituency in which 47 per cent of households are in fuel poverty, I appreciate those sentiments. You mentioned the review of the central heating programme. In reaching the budget decisions, did the Government take into account some of the criticisms that have been made in the committee and elsewhere of the way in which the central heating programme was administered by Scottish Gas and some of the past shortcomings of the scheme?

Nicola Sturgeon:

Absolutely. In the past couple of years, a range of issues has been raised about the fuel poverty programmes and how they operate. When we set up the fuel poverty forum to provide recommendations, it was very much our intention to put the programmes on a sustainable footing and to ensure that they work effectively and are better designed to tackle the issue of people living in fuel poverty. We will continue to spend the same amount of money—we are not reducing the budget in any way. We are committed to maintaining the budget for those programmes, but we want to ensure that the recipients of the investment are the people who are most likely to be living in fuel poverty. We have already done that in this financial year. At this stage, we have installed more central heating systems than had been installed at the same stage in the previous financial year. Further, because of the decisions that we have taken on prioritisation, the people who get the central heating systems are more likely to be in fuel poverty, which is very important.

The Convener:

Recommendation 16 of the fuel poverty forum report states:

"At the next spending round there needs to be a significant increase in the level of Government investment devoted to tackling fuel poverty."

What flexibility will you have to ensure that that happens?

Nicola Sturgeon:

As I said, we operate within a fixed budget, so any decisions that we take to increase one budget must impact on another budget. You quote from the fuel poverty forum report. Most people would agree that, given the rates of fuel poverty, we need to do everything in our power to maximise the resources that we bring to bear to tackle that problem. It is interesting that we are maintaining spend on fuel poverty programmes while Governments in the rest of the UK have allowed those budgets to decline. That is an indication of our commitment.

We must ensure that the resources from the energy companies that should be brought to bear in Scotland are spent here. It is a widely held view that Scotland has not had its fair share of those resources in previous years. That is why we set up the CERT—carbon emissions reduction target—strategy group, which has already reached an agreement with the energy companies that they will work with us to ensure that Scotland gets its fair share of the resources that are available through the CERT scheme. We will work in many ways to ensure that we spend as much as possible on fuel poverty from within our limited resources. The fact that, in the past couple of weeks, we have added £10 million to the amount that we planned to spend by reallocating resources from other parts of my budget is an indication that we take fuel poverty extremely seriously.

The Convener:

A test for any Government when it sets its budget is the priorities that it sets. I agree that tackling fuel poverty is a high priority. Is it a higher priority than a cut in business rates, reducing class sizes or the provision of free school meals? That is a difficult one.

I am not aware that any party lodged an amendment to the budget last year to change the spend on fuel poverty. It is open to any member of the Parliament to do so.

The committee might consider that.

Nicola Sturgeon:

We have given a commitment to tackle fuel poverty, and we can demonstrate that it is an extremely high priority within our overall spending plans. The money that we planned to spend in this financial year was maintained from previous years. As I said, Governments elsewhere in the UK have cut those budgets. In the course of the financial year, we have supplemented the money that we planned to spend, because we consider tackling fuel poverty to be one of our most important priorities, given how many people struggle with it. Three factors impact on fuel poverty: the price of energy; income; and the energy efficiency of homes. The Scottish Government can really influence only one of those drivers—energy efficiency—and that is what our spend through the fuel poverty programmes is designed to do.

The other two factors—energy prices and incomes—are driven by the UK Government. One of the big disappointments of the fuel poverty package that the Prime Minister announced some weeks ago was that it had virtually no extra Government spending attached to it; all the additional resources were to come from the energy companies. I welcome those resources, but the fact that not one penny of Barnett consequentials came from that proves that no additional Government money was put in.

On the other hand, this Government has put its money where its mouth is with the additional £10 million for the fuel poverty programmes in this financial year.

The Convener:

We have enough trouble holding our Government to account, never mind the UK Government. The purpose of this evidence session is to scrutinise our budget. I am sure that you would agree that Governments can set an example. When they do so, it makes it easier to negotiate with people who have influence over other things.

Mary Mulligan:

We received a helpful briefing from Shelter Scotland. It made the point that, given the change in the funding situation for local authorities in relation to supporting people and homelessness moneys, it was difficult to see how those moneys had been spent. There was a suggestion that the information provided was not accurate because people had misunderstood the questions. Are you aware of that? Will you be able to resolve the situation?

Nicola Sturgeon:

I am aware that the figures for supporting people in the draft budget do not reflect the actual spend completely and accurately—in fact, they underestimate it significantly—which reflects how local authorities are reporting spend. It is clear that there are issues around that.

"Revolutionised" might be too strong a word for this, but we have significantly and substantially changed the relationship—and the financial relationship in particular—between central Government and local government. It would therefore be wrong not to expect to see that change reflected in our budget information. Through the single outcome agreement framework, which is in its infancy, we will develop the structures for people to see how local authorities are using the money to meet the objectives in the single outcome agreements, which will be very important.

Mary Mulligan:

So you accept that there were some inaccuracies in the reporting and you are saying that that will be put right. As the convener said, we are here to look at the budget before us and we cannot do that properly if we cannot compare like with like.

Nicola Sturgeon:

Sure. I have said openly that the figure in the draft budget for supporting people underestimates the spend of local authorities. I suppose that it is better to be in that position than to be in the reverse position, whereby the budget overestimated the spend. I hope that the information that the committee now has provides a reassurance about the priority that local authorities are attaching to what is a very important area of spend.

Is that underreporting of spending not a result of an overreporting of spending on homelessness?

Can you expand on that point?

Shelter is suggesting that the figures have been reported the wrong way round and that therefore there would be less spend on homelessness.

Nicola Sturgeon:

I do not think that any local authority could reasonably be accused of not prioritising homelessness. One of the strong motivators and drivers that we have—I will be consensual and give credit to the previous Administration for this—is the target to eradicate homelessness by 2012, which puts a great onus and obligation on all local authorities to ensure that they are doing the work that is necessary to meet that target. The most recent homelessness statistics that were published show that, although there are some concerning trends, those trends come from more encouraging trends. With local authorities getting rid of the divide between priority and non-priority homeless people, as the demand rises, we are seeing more people in temporary accommodation, which we have to tackle. What underlies that is that local authorities are making progress in meeting the 2012 target, which is a very challenging target. I think that no one underestimates the difficulties in meeting it, particularly in the current climate. However, central Government and local government are committed to it. Obviously, that puts a strong obligation on authorities to ensure that they are spending resources adequately to meet it.

The Convener:

On the point that arose at the start of the meeting when we were comparing amounts in the spending review and the draft budget, I propose that we write to you for clarification on whether you agree with the figures that our budget adviser has provided.

Nicola Sturgeon:

I am more than happy to provide any further information. Most but not all of the changes in the figures in the spending review and the draft budget will come down to the £100 million acceleration. There is also the money that has gone into the local government settlement. We can provide detail line by line on that.

That would be fine. We are working to produce a draft report next week. It would be helpful therefore to have the information as soon as possible.

I thank you and your team for your attendance at the committee and for your evidence.

Meeting suspended.

On resuming—