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We want something to delay that, to allow a client to obtain advice on whether a debt payment programme would be the best way forward. That would save the client's house.
The key recommendation that we tend to make to councils that ask how they can best respond to our performance standards is that they should mainstream the activity in the same way as they are expected to mainstream any other equalities issue.
The petitioners are concerned that the structure of Scottish football is not working to the best advantage of Scottish football, and they want that to be addressed.
Rightly or wrongly, there are perceptions out there that VisitScotland is a wee bit centralist and anti-devolutionist, with a we-know-best attitude. The staff have fears about what will happen when that effect starts to kick in.
In the response to the consultation, several authorities and respondents raised issues about administrative costs, so we thought that it might be useful if we did our best to try to calculate those costs.