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It is clear that we have paved the way for banks to resume activity in this important area. As I said, people who want to get a discount on their bills by paying by direct debit cannot do so if they are bankrupt and cannot get access to a bank account.
SPICe has also launched an intergovernmental activity hub that collates information on intergovernmental activity of relevance to the Scottish Parliament.
In the absence of three verdicts and with the potential scenario of two verdicts, I am trying to get at what would materially change about that requirement, because it still feels to me like a big hurdle to get over.
We do those things because, historically, they were the first recommendations of the committee and waiting for that information simply added delay into the process. We therefore get it in advance.