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Far from ignoring the views that were expressed at those meetings and elsewhere, I have taken those views into account in my response to the board's proposal.
If we were playing ice hockey, I would probably be credited with an assist, but that is all in the past.As Jack McConnell said, this is a proud moment for him.
We are, however, engaged in discussions, and the Chancellor of the Exchequer suggested moving to a housing credit system, which would be rather like the working families tax credit, but a specific housing credit.
For the record, Vertex is contracted to carry out work for Trainline, which is owned by the travel companies Virgin and National Express. National Express owns about 14 per cent of Trainline.
In some exceptions, the money is reinvested but, in general, the proceeds from the sale of a croft house site do not go back into the individual croft whence the site came.
Anybody who lives in a deprived area must borrow using the most expensive form of credit. There is no choice. If the credit industry had to implement a bit of self-regulation with regard to whom it would lend money to, that might not be a bad thing.
We must address this matter now and alert the Executive and our colleagues to our worries, perhaps through the conveners liaison group or by writing to the other committees.